1. Parties 1.1 STEMX.me, stem-ru.com, promo.stem-ru.com, promo.stem-ru.com/stemx – service’s which is a platform dedicated to the transaction of digital assets and the provision of related services (hereinafter referred to as 'the Service'). For the convenience of wording in this Agreement, the Company and the Website/App are referred to collectively as 'we' or other applicable forms of first person pronouns in this Agreement.
1.2 All natural persons or other subjects who log onto this Website/App shall be users of this Website/App. For the convenience of wording in this Agreement, the users are referred to as 'you' or any other applicable forms of the second-person pronouns.
1.3 For the convenience of wording in this Agreement, you and we are collectively referred to as “both parties”, and individually as “one party”.
3.1 You, on the basis of your own free will and your requisite consent, agree to disclose your personal information to us;
3.4 You agree that our branches, affiliates and employees may contact you in connection with the products and services that you may be interested in (unless you have indicated that you do not want to receive such information).
4. Information Collected
4.2 If you are willing to use the services offered by this Website/App, you will be required to fill in and provide the following two categories of information:
4.2.1 Identity Information. Such information can help us verify whether you are eligible to be registered as a member of this Website/App. It includes but is not limited to your name, residence address, mailing address, other certificates and corresponding numbers thereof that are issued by your country or government to certify your identity information, as well as all other information that can help us to verify your identity (hereinafter referred to as 'identity information’).
4.2.2 Service information. Such information helps us to contact you and provide you with the services, including but not limited to your phone number, fax number, valid email address, mailing address, and information concerning your debit card and/or other accounts (hereinafter collectively referred to as 'service information’).
4.3 When you use this Website/App or the services this Website/App offers, we may collect more information necessary from our exclusive mailboxes or in other manners that we consider as in compliance with relevant requirements, for the purpose of improving the functions of this Website/App, enhancing your experience of using this Website/App and its services as well as the security thereof, or as is required by any court order, any applicable law, administrative regulation or any order of any other competent government agency.
4.5 For the avoidance of doubt, in the event that Seychelles data protection law permits an organisation such as us to collect, use or disclose your personal data without your consent, such permission granted by the law shall continue to apply.
5.1 When you visit our Website/App, we use Google stats via cookies to record our performance and check the effect of online advertising. Cookies are a small amount of data that is sent to your browser and stored on your computer hard drive. Only when you use your computer to access our Website/App can the cookies be sent to your computer hard drive.
5.2 Cookies are usually used to record the habits and preferences of visitors in browsing the items on our Website/App. The information collected by cookies is non-registered and collective statistical data and does not involve personal data.
5.3 Cookies, which enable the Website/App or service provider system to recognize your browser and capture and recall information, cannot be used to obtain data on your hard drive, your email address, or your personal data. Most browsers are designed to accept cookies. You can opt to set your browser to reject cookies, or to notify you as soon as possible if you are loaded on cookies. However, if you set your browser to disable cookies, it is possible that you may not be able to launch or use some functions of our Website/App.
6. Purposes of Information
6.1 We will use your information that we collect for the following purposes or in the following ways:
6.1.1 to provide you with our Services through our Website/App;
6.1.2 to identify and confirm your identity when you use our Website/App;
6.1.3 to improve and upgrade the services of the Website/App (your information and feedback received by us can help us improve the service of the Website/App, so that we can more effectively respond to your service requests and support needs);
6.1.4 to keep statistics relating to the use of our Website/App and to be used for data analysis carried out in cooperation with government agencies, public affairs institutions;
6.1.5 to personalize your experience (your information will help us to better respond to your personalized needs);
6.1.6 to facilitate transactions (your information, whether public or private, will not be sold, exchanged, transferred, or otherwise provided to any other company on any grounds without your consent, except for where doing so is expressly for the purpose of completing the transaction you require);
6.1.7 to send e-mail regularly (the email address that you provide for the purpose of processing orders may be used to receive information on and updates to your orders, in addition to newsletters, updates, related products or services information, etc., that we may send to you from time to time)
6.1.8 to meet other purposes as specified in the User Agreement of this Website/App and all legal means adopted for satisfying such purposes.
6.2 We do not sell, trade, or otherwise transfer information or allow others to collect and use information. Such information does not involve the following parties and does not include the following information: • Our affiliates, trusted third parties who help us operate our Website/Apps, manage our business, or provide services to you, provided that such parties agree to keep such information confidential; • When we believe that information disclosure is appropriate, or it is required by any of the applicable laws, regulations, rules or by any order of courts or other competent authorities, and is necessary for executing the strategy of our Website/App and ensuring the proper functioning of the Website/App, or as may be necessary for the related parties to provide services, or for the protection of the rights, property or safety of us or other persons. However, your information will not be provided to other parties for marketing, advertising or other purposes.
7. Protection of Personal Data
7.1 We adopt appropriate physical, electronic, management and technical measures so as to protect and safeguard the security of your personal data. We will, to the greatest extent possible, ensure that any personal data collected through our Website/App shall be free from being subject to nuisance by any third party unrelated to us. The security measures that we may take include but are not limited to:
7.1.1 Physical measures: records of your personal data will be stored in a properly locked place.
7.1.2 Electronic measures: The computer data that contain your personal information will be stored in computer systems and storage medias that are subject to strict login restrictions.
7.1.3 Management measures: only staff members duly authorized by us can access your personal data, and these staff members shall comply with our internal code concerning personal data confidentiality.
7.1.4 Technical measures: Encryption may be used to convey your personal data.
7.1.5 Other measures: our network servers are protected by proper 'firewall ‘.
7.2 If you are aware of any security flaws in our Website/App, please contact us immediately so that we can take appropriate action as soon as possible.
7.3 Despite of the above-mentioned technical and security measures, we cannot guarantee that the information transmitted via the Internet is absolutely safe, so we cannot absolutely guarantee that the personal data that you provide to us through our Website/App will be safe at any time. We will not be held liable for any loss or damage arising from or caused by any event that may occur in connection with unauthorized access to your personal data, and we shall not be held liable for compensation for such loss or damage.
9. Communication with Us
9.1 If you have any requests and comments, you can send an email to firstname.lastname@example.org, which is the only valid and official email through which we communicate with you, so we will not bear any liability for your failure to using effective contact information, any act or omission.
9.2 We only publish announcements and information on the basis of the valid and effective contact information on this Website/App or post announcements on this Website/App; therefore, we shall not be held liable for any loss arising from your trust in the information that has not been obtained through the above-mentioned means.
Terms and Condition
All tokens in the exchange ecosystem are classified as “Virtual financial asset”according to Malta applicable law “Law about Virtual Financial Assets (chapter 590 of Malta laws)” (Malta VFA Law). Tokens don't have any specific necessary characteristics to be considered as transferable security, means of money market, an item in the schemes of collective investment, digital currency, goods, securities or any other form of investment in any jurisdiction.
This technical document was drawn up in accordance with regulations of Malta law of VFA. At the moment it is in the process of registration at the relevant competent authority (Malta Financial Service Authority). As of the date of the release of this official document there are no any other requirements to registration, approval or licensing of STEM tokens in terms of Malta applicable legislation.
This technical document cant be considered as an emission prospect or offer, invitation to investment and it doesn't represent an offer of financial instruments, public securities or collective investment. Any decision about token purchasing has to be based on the review of this document on the whole.
Emitter reserves the right (i) to amend this blank white paper and any other documents concerned tokens od STEM ecosystem and/or ownership and usage of sports tokens to ensure applicable regulatory requirements and (ii) do whatever it takes to comply with them including interruption, suspension and termination of STEM/STEMx token trading if the Emitter finds that necessary at own discretion.
It is absolutely up to you if you need preliminary or following approval, noticement, registration or license, or request any specific form for the country of your residence and the Emitter is not responsible for your own failure to comply with the above-mentioned.
This document describes sports teams tokens of STEM and STEMx, trading and usage of STEM ecosystem tokens and doesn’t give any rights, explicit and implicit, apart from using them on the platform stem-ru.com and trading of tokens on the cryptocurency exchanges.
STEM and STEMx sports teams tokens don’t give any property ownership or share or provision or any other equivalent rights, intellectual property rights or any other form of participation pertaining to the emitter or sports clubs.
STEM and STEMx sports teams tokens don't give rights for acquisition of any such interests or rights concerning the Emitter or sports clubs